35 / 22
      37 / 23
      34 / 28

      How does Obamacare affect young adults?

      Many of our Facebook viewers are asking how Thursday's Supreme Court decision to uphold the Affordable Care Act is affecting young adults.

      President Barack Obama called the ruling a victory for all Americans, especially young adults, who hold the largest portion of the uninsured in our country. But we're finding out that not every one of those young adults plans to take advantage of the option offered by Obamacare.

      A report from the Department of Health and Human Services shows more than three million have gained insurance because of the act. That's because it allows them to stay on their parents' insurance until the age of 26, even if they move away, graduate college, or get married. Since the law took effect in 2010, nearly 60,000 young adults in Michigan have hopped on their parents' policies.

      At Blue Cross Blue Shield of Michigan, it has helped spur customer growth.

      "We think that's a good thing for us as a company, but it's also a good thing for the insurance market as a whole to remain stable," said Kirk Roy, Vice President of the National Health Reform at Blue Cross Blue Shield of Michigan.

      "Getting younger, young invincible adults, as they're termed, to participate is generally hard. This gave an opportunity and a push for those people to participate."

      "I feel this is OK," said Samantha Collins, a Facebook fan.

      "At this age a lot of young adults are just getting out of college, getting their feet on the ground and may need some help in the process. Bills can be overwhelming to a new graduate. I think this part of Obamacare makes sense."

      But for some, it's a push in the wrong direction.

      "I think it's really important for us to be responsible," said Alyssa Ritson, 20, a student at Northern Michigan University.

      Ritson has other siblings under the age of 26. She says the law is a burden on her parents and herself.

      "Staying on my parents' insurance will hinder me because it will not give me the push I need to go out there and really look for a full-time job," said Ritson.

      The full mandate of the law won't take effect until 2014. When that happens, those on their parents insurance after the age of 26 will be forced to buy their own policy. Different rules may apply to those with special needs.