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      Smokers face higher insurance premiums than non-smokers

      If quitting smoking is one of your New Year's resolutions a new study may provide additional motivation to stop.

      A recent report from eHealth, an online private health insurance exchange, says smokers in the U.S. face higher monthly premiums for their individual health insurance.

      The report shows female smokers pay a 22 percent higher premium while men pay a 13 percent higher monthly premium than non-smoking men and women.

      Overall, smokers pay a 14 percent higher average monthly premium than non-smokers.

      Iron Mountain resident Bob Ramels explains he isnâ??t surprised "considering the health risks and a person's likelihood of illness" associated with smoking.

      The report came from over 275,000 individual medical policies purchased through eHealth insurance from February of 2012.

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